Associate in Loss Control Management – Definition

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Associate In Loss Control Management (ALCM) Definition

The Associate in Loss Control Management is a professional designation given to individuals by the Insurance Institute of America after completing the five national exams successfully. Two of the five national exams are for the ALCM program, while three are for Chartered Property Casualty Underwriter courses.

A Little More on What is Associate In Loss Control Management – ALCM

The ALCM program course is offered by the Insurance Institute of America (IIA). The IIA is a professional education organization that deals with risk property-casualty insurance industries and risk management.

Loss control is one of the significant functions of the property-casualty insurance industry’s training programs. The area deals majorly with the selection, design, and implementation of loss functions. Companies can use loss control consulting services, to help them in their various operations such as:

  • Loss risk evaluation
  • Development
  • Administration
  • Safety operation
  • Loss prevention

The IIA was in operation for 33 years as the only insurance professional organization until 1942 when the American Institute for Property and Liability was established. In 1953 the two institutions decided to merge their operations. They, however, maintained their name as well as their mission for individual professional education.

The ALCM program course provides efficient training to those professionals whose duties and responsibilities revolve mainly around loss control. These are individuals who have taken part in continuing education programs that enable them to acquire specific knowledge in hazard identification and risk management. The course provides them with advanced knowledge of how they can handle and manage loss control issues and procedures such as:

  • Property and person accidental loss prevention
  • Environment compliance and industrial hygiene
  • In-depth analysis of the basic principles of risk management and insurance
  • Insurance company operations and management

The ALCM program is suitable for those individuals working in the area of loss control such as:

  • Managing or conducting insurers’ loss control activities
  • Advising clients in the development
  • Implementation of loss controls in conjunction with the insurance agencies
  • Brokerage
  • Consulting activities
  • Controlling their insurance firms’ accidental losses

Note that most of these individuals have a background in areas such as industrial hygiene, fire protection, engineering, etc.

ALCM Program Requirements

For an applicant to get the ALCM designation title, he or she must successfully pass the five national exams that focus on accident prevention, environmental hygiene, and compliance, loss control, among other relevant topics.

How useful is the ALCM Program? 

Individuals with the ALCM designation have competent skills that enable them to:

  • Identify potential risks at the workplace
  • Implement effective control measures
  • Assess the existing risks’ impact as well as safety measures in the work environment

Loss control management knowledge can also be integrated into the occupation safety standards of the jurisdiction as far as the legislative and regulatory framework is concerned. For instance, a state like California has a requirement that insurers must provide loss control consultation services to employers who fall within a high rate of worker’s loss compensation bracket.

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Academics research on “Associate In Loss Control Management – ALCM”

The NFPA 704 diamond, Head, G. L., & Wagner III, B. C. (1995). The NFPA 704 diamond. Professional Safety40(12), 20.

Selling safety to top execs, Lorenzi, N. (1996). Selling safety to top execs. Professional Safety41(2), 45.

Q&A: Property protection, Head, G. L. (1996). Q&A: Property protection. Professional Safety41(8), 19.

Controlling warehouse hazards, Head, G. L. (1994). Controlling warehouse hazards. Professional Safety39(10), 55.

Qualifications and Staffing Requirements of Safety Personnel in Construction, Awolusi, I., Marks, E., & Vereen, S. (2017). Qualifications and Staffing Requirements of Safety Personnel in Construction. Practice Periodical on Structural Design and Construction22(4), 0401700. The construction industry continues to rank as one of the most hazardous work environments. As a result, construction safety remains a critical concern for both practitioners and researchers. Several construction industry members and government agencies have identified a lack in the number of safety personnel within the construction industry. Also, there seems to be incongruity in the formulas and strategies used for determining appropriate safety health and environment staffing needs. The objective of this study was to collect and analyze information concerning safety professionals, including the number of safety employees engaged in the construction companies, their credentials, and their experience levels. A structured survey was developed and administered to safety personnel working in different construction companies in the United States to elicit information about safety professionals in the construction industry. The findings of the study indicate that construction firms engage a higher number of safety personnel to manage construction activities than the staffing size obtained using the existing guides for determining staffing needs for safety professionals across industries. The findings also suggest that having the correct number of safety personnel with the required educational and professional qualifications can help reduce the total recordable incident rates (TRIR) of construction companies. Also, adequate staffing of safety personnel with the required educational and professional qualifications can enhance safety management in construction.

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