Banking, Lending, and Credit Industry

• European Central Bank - Definition
• Deferred Payment - Definition
• Dodd-Frank Wall Street Reform and Consumer Protection Act - Definition
• Fair and Accurate Credit Transactions (FACTA) Act - Explained
• Insufficient Funds (NSF) - Definition
• International Bank Account Number - Definition
• Federal Deposit Insurance Corporation (FDIC) - Definition
• Fixed-Rate Mortgage - Definition
• Float (Banking) - Definition
• Effective Annual Interest Rate - Definition
• Home Equity Conversion Mortgage - Definition
• House Price Index - Definition
• Housing and Economic Recovery Act - Definition
• Housing Policy Counsel - Definition
• Redlining (Discrimination) Definition
• Regulation C (Mortgage Lending) - Definition
• Revolving Credit - Definition
• Right of Rescission (Truth in Lending Act) - Definition
• Recourse Loan - Definition
• Regulation Q - Definition
• Regulation R - Definition
• Regulation Z - Definition
• Regulation U - Definition
• Rule of 78 - Definition
• Capital Requirements - Definition
• Bank Examination - Definition
• National Credit Union Association - Definition
• Negotiable Order of Withdrawal (NOW) Account - Definition
• National Association of Mortgage Brokers - Definition
• Nationally Recognized Statistical Rating Organization - Definition
• Waterfall Payment Scheme - Definition
• Adjustable-Rate Mortgage - Definition
• Amortized Loan - Definition
• Bridge Loan - Definition
• Balloon Loan - Definition
• Balloon Payment - Definition
• Bank Identification Number Definition
• Bank Insurance Fund Definition
• Emergency Banking Act of 1933 Definition
• Bank Automated Clearing System - Definition
• Capital Requirements - Definition
• Cash Out Refinance - Definition
• Community Reinvestment Act - Definition
• Community Development Financial Institution - Definition
• Cash in Advance - Definition
• Chex System - Definition
• Gramm Leach Bliley Act - Definition
• Glass Steagall Act - Definition
• Cost of Funds Index - Definition
• London Interbank Bid Rate - Definition
• Closed End Credit - Definition
• Lombard Rate - Definition
• London Interbank Mean Rate - Definition
• Open End Credit - Definition
• Loan to Value Ratio - Definition
• Regional Development Bank - Definition
• Private Banking - Definition
• Peer to Peer Lending - Definition
• Riegle Neal Interstate Banking Act - Definition
• Right of Offset - Definition
• London Interbank Offer Rate (LIBOR) - Definition
• Backend Ratio - Definition
• Reverse Mortgage - Definition
• Society for Worldwide Interbank Financial Telecommunications (SWIFT) - Definition
• Usury - Definition
• Uniform Residential Loan Application - Definition
• Waterfall Payment Scheme - Definition
• Commercial Bank - Definition
• Finance Charge - Definition
• Investment Bank - Definition
• Variable Interest Rate - Definition
• Federal Reserve System - Definition
• Bank Confirmation Letter - Definition
• Blocked Funds - Definition
• Bankable Funds - Definition
• Benchmark Interest Rate - Definition
• Banker's Blanket Bond - Definition
• ABA Bank Index - Definition
• ABA Transit Number - Definition
• Alternative Mortgage Instrument - Definition
• Buydown - Definition
• Bail In (Finance) - Definition
• Accordion Feature - Definition
• Back-to-Back Commitment - Definition
• Back-to-Back Loan - Definition
• Default - Definition
• Effects Test - Definition
• Negative Amortization - Definition
• Certified Anti-Money Laundering Specialist - Definition
• Certified Bank Auditor - Definition
• Certified Consumer Debt Specialist - Definition
• Certified Credit Executive - Definition
• Offshore Banking Unit - Definition
• Wrongful Dishonor - Definition
• Annual Percentage Rate - Definition
• Wrap-Around Loan - Definition
• Bank Stress Test - Definition
• Bank Rate - Definition
• Bank Wire - Definition
• Without Recourse - Definition
• Subprime - Definition
• Asset-Based Lending - Definition
• Payday Loan - Definition
• PCI Compliance - Definition
• Prime - Definition
• Prime Bank - Definition
• Chartered Bank - Definition
• Letter of Comfort - Definition
• Line of Credit - Definition
• Federal Home Loan Mortgage Corporation (Freddie Mac) - Definition
• Home Equity Loan - Definition
• Routing Transit Number - Definition
• Set Off Clause - Definition
• Senior Debt - Definition
• Federal Funds Rate - Definition
• Acceleration Clause (Loan Agreement) - Definition
• Predatory Lending - Definition
• Overnight Rate - Definition
• Check 21 Act - Definition
• Advance Rate - Definition
• CAMELS Rating System - Definition
• CAP (Finance) - Definition
• Capital Adequacy Ratio - Definition
• Check Truncation - Definition
• End Loan - Definition
• Accounts Receivable Conversion - Definition
• Acquittance (Debt Discharge) - Definition
• Itemized Statement - Definition
• Due on Sale Clause - Definition
• Future Advance - Definition
• Clearing House Interbank Payments System (CHIPS) - Definition
• Compound Interest - Definition
• Write Down (Mortgage) - Definition
• Wraparound Mortgage - Definition
• Asset Conversion Loan - Definition
• Alienation Clause (Contract) - Definition
• Legal Lending Limit - Definition
• Instructing Bank - Definition
• Interest (Debt) - Definition
• Investment Banking - Definition
• Clearing Corporation - Definition
• Constituent (Stock or Company) - Definition
• Default Risk - Definition
• Interbank Rate - Definition
• Purchase Money Mortgage - Definition
• Federal Discount Rate - Definition
• Combination Loan - Definition
• Mortgage Broker - Definition
• Merchant Bank - Definition
• Export Credit Agency - Definition
• Bank Guarantee - Definition
• Conversion Option (Mortgages) - Definition
• American Bankers Association - Definition
• American Institute of Banking - Definition
• Credit Union - Definition
• Compounding - Definition
• Middle Office - Definition
• Financial Holding Company - Definition
• Full Recourse Debt - Definition
• Government National Mortgage Association - Definition
• Conforming Loan - Definition
• Close End Mortgage - Definition
• Conventional Fixed-Rate Mortgage - Definition
• Islamic Banking - Definition
• Merchant Category Codes - Definition
• Clearinghouse Automated Payment System (CHAPS) - Definition
• Bank Discount Rate - Definition
• Loan Syndication - Definition
• Interest Rate Ceiling - Definition
• Farm Credit System - Definition
• Regulation Y - Definition
• Regulation X - Definition
• Regulation W - Definition
• Regulation V - Definition
• Regulation P - Definition
• Regulation O - Definition
• Federal Direct Loan Program - Definition
• Private Export Funding Corporation - Definition
• Liquidity Coverage Ratio - Definition
• Agreement Corporation - Definition
• Balloon Maturity - Definition
• Bank Rating - Definition
• Bank Reserve - Definition
• Banker's Bank - Definition
• Per Diem Interest - Definition
• PLUS Loan - Definition
• Federal Financial Institutions Examinations Council - Definition
• Federal Housing Finance Agency - Definition
• Blanket Mortgage - Definition
• Beacon Score - Definition
• Basel Accord - Definition
• McFadden Act - Definition
• Lender of Last Resort - Definition
• Lending Facility - Definition
• Revolving Loan Facility - Definition
• Spot Loan - Definition
• Affordable Market Value - Definition
• Combined Loan to Value Ratio - Definition
• Committee on Payment and Settlement Systems - Definition
• Bow Tie Loan - Definition
• Bank Secrecy Act - Definition
• Article XII Company - Definition
• Asian Development Bank - Definition
• Brokered Deposit - Definition
• Credit Card Accountability, Responsibility, and Disclosure Act - Definition
• Annualize - Definition
• Capitalization Ratios - Definition
• Financial Institutions Regulatory Act - Definition
• Correspondent & Respondent Bank - Definition & Explanation
• Assumable Mortgage - Definition & Explanation
• Depository Trust & Clearing Corporation - Definition
• Building and Loan Association - Definition
• Bank Investment Contract - Definition
• Schumer Box - Definition
• Expedited Funds Availability Act - Definition
• Federal Advisory Council - Definition
• Parallel Loan - Definition
• Average Daily Balance Method - Definition
• Systematically Important Financial Institution - Definition
• Aval - Definition
• Grandfathered (Banking) Activities - Definition
• FHA 203(k) Loan
• Mortgage Electronic Registration System (MERS)
• Regulation BB
• Applicable Federal Rate
• Fully Amortizing Payment - Definition
• Issuer Identification Number - Definition
• Asian Infrastructure Investment Bank - Definition
• Air Loan
• Vostro Account - Definition
• All in One Mortgage - Definition
• Behavior-Based Repricing - Definition
• Beige Book - Definition
• Asset-Liability Committee - Definition
• Balance-to-Limit Ratio - Definition
• Bank Lending Survey - Definition
• Banking and Securities Industry Committee
• Regulation CC - Definition
• Federal Income Credit Corporation
• Federal Savings Loan Insurance Company - Definition
• Federal Open Market Committee (FOMC) Meeting - Definition
• Nominal Interest Rate - Definition
• National Trade Data Bank (NTDB) - Definition
• Money Market Deposit Account - Definition
• FHA Loan - Definition
• Five Cs of Credit - Definition
• Financial Intermediation - Definition
• Obligation Bond - Explained
• Repurchase Agreement (REPO) - Explained