Banking, Lending, and Credit Industry

• European Central Bank - Explained
• Deferred Payment - Explained
• Dodd-Frank Wall Street Reform and Consumer Protection Act - Explained
• Fair and Accurate Credit Transactions (FACTA) Act - Explained
• Insufficient Funds (NSF) - Explained
• International Bank Account Number - Explained
• Federal Deposit Insurance Corporation (FDIC) - Explained
• Fixed-Rate Mortgage - Explained
• Float (Banking) - Explained
• Effective Annual Interest Rate - Explained
• Home Equity Conversion Mortgage - Explained
• House Price Index - Explained
• Housing and Economic Recovery Act - Explained
• Housing Policy Counsel - Explained
• Redlining (Discrimination) - Explained
• Regulation C (Mortgage Lending) - Explained
• Revolving Credit - Explained
• Right of Rescission (Truth in Lending Act) - Explained
• Recourse Loan - Explained
• Regulation Q - Explained
• Regulation R - Explained
• Regulation Z - Explained
• Regulation U - Explained
• Rule of 78 - Explained
• Bank Examination - Explained
• National Credit Union Association - Explained
• Negotiable Order of Withdrawal (NOW) Account - Explained
• National Association of Mortgage Brokers - Explained
• Nationally Recognized Statistical Rating Organization - Explained
• Adjustable-Rate Mortgage - Explained
• Amortized Loan - Explained
• Bridge Loan - Explained
• Balloon Loan - Explained
• Balloon Payment - Explained
• Bank Identification Number - Explained
• Bank Insurance Fund - Explained
• Emergency Banking Act of 1933 - Explained
• Bank Automated Clearing System - Explained
• Capital Requirements (Banking) - Explained
• Cash Out Refinance - Explained
• Community Reinvestment Act - Explained
• Community Development Financial Institution - Explained
• Cash in Advance (Int'l Shipping) - Explained
• Chex System - Explained
• Gramm Leach Bliley Act - Explained
• Glass Steagall Act - Explained
• Cost of Funds Index - Explained
• London Interbank Bid Rate - Explained
• Closed End Credit - Explained
• Lombard Rate - Explained
• London Interbank Mean Rate - Explained
• Open End Credit - Explained
• Loan to Value Ratio - Explained
• Regional Development Bank - Explained
• Private Banking - Explained
• Peer to Peer Lending - Explained
• Riegle Neal Interstate Banking Act - Explained
• Right of Offset - Explained
• London Interbank Offer Rate (LIBOR) - Explained
• Back-end Ratio - Explained
• Reverse Mortgage - Explained
• Society for Worldwide Interbank Financial Telecommunications (SWIFT) - Explained
• Usury - Explained
• Uniform Residential Loan Application - Explained
• Waterfall Payment Scheme - Explained
• Commercial Bank - Explained
• Finance Charge - Explained
• Investment Bank - Explained
• Variable Interest Rate - Explained
• Federal Reserve System - Explained
• Bank Confirmation Letter - Explained
• Blocked Funds - Explained
• Bankable Funds - Explained
• Benchmark Interest Rate - Explained
• Banker's Blanket Bond - Explained
• ABA Bank Index - Explained
• ABA Transit Number - Explained
• Alternative Mortgage Instrument - Explained
• Buydown (Mortgage) - Explained
• Bail In (Finance) - Explained
• Accordion Feature - Explained
• Back-to-Back Commitment - Explained
• Back-to-Back Loan - Explained
• Default (Non-Payment) - Explained
• Effects Test (Disparate Impact) - Explained
• Negative Amortization - Explained
• Certified Anti-Money Laundering Specialist - Explained
• Certified Bank Auditor - Explained
• Certified Consumer Debt Specialist - Explained
• Certified Credit Executive - Explained
• Offshore Banking Unit - Explained
• Wrongful Dishonor - Explained
• Annual Percentage Rate - Explained
• Wrap-Around Loan - Explained
• Bank Stress Test - Explained
• Bank Rate - Explained
• Bank Wire - Explained
• Without Recourse - Explained
• Subprime - Explained
• Asset-Based Lending - Explained
• Payday Loan - Explained
• PCI Compliance - Explained
• Prime (Lending) - Explained
• Prime Bank - Explained
• Chartered Bank - Explained
• Letter of Comfort - Explained
• Line of Credit - Explained
• Federal Home Loan Mortgage Corporation (Freddie Mac) - Explained
• Home Equity Loan - Explained
• Routing Transit Number - Explained
• Set Off Clause - Explained
• Senior Debt - Explained
• Federal Funds Rate - Explained
• Acceleration Clause (Loan Agreement) - Explained
• Predatory Lending - Explained
• Overnight Rate - Explained
• Check 21 Act - Explained
• Advance Rate - Explained
• CAMELS Rating System - Explained
• CAP (Finance) - Explained
• Capital Adequacy Ratio - Explained
• Check Truncation - Explained
• End Loan - Explained
• Accounts Receivable Conversion (Banking) - Explained
• Acquittance (Debt Discharge) - Explained
• Itemized Statement - Explained
• Due on Sale Clause - Explained
• Future Advance (Mortgage) - Explained
• Clearing House Interbank Payments System (CHIPS) - Explained
• Compound Interest - Explained
• Write Down (Mortgage) - Explained
• Wraparound Mortgage - Explained
• Asset Conversion Loan - Explained
• Alienation Clause (Contract) - Explained
• Legal Lending Limit - Explained
• Instructing Bank - Explained
• Interest (Debt) - Explained
• Investment Banking - Explained
• Clearing Corporation - Explained
• Constituent (Market Indexes) - Explained
• Default Risk - Explained
• Interbank Rate - Explained
• Purchase Money Mortgage - Explained
• Federal Discount Rate - Explained
• Combination Loan - Explained
• Mortgage Broker - Explained
• Merchant Bank - Explained
• Export Credit Agency - Explained
• Bank Guarantee - Explained
• Conversion Option (Mortgages) - Explained
• American Bankers Association - Explained
• American Institute of Banking - Explained
• Credit Union - Explained
• Compounding - Explained
• Middle Office - Explained
• Financial Holding Company - Explained
• Full Recourse Debt - Explained
• Government National Mortgage Association - Explained
• Conforming Loan - Explained
• Closed-End Mortgage - Explained
• Conventional Fixed-Rate Mortgage - Explained
• Islamic Banking - Explained
• Merchant Category Codes - Explained
• Clearinghouse Automated Payment System (CHAPS) - Explained
• Bank Discount Rate - Explained
• Loan Syndication - Explained
• Interest Rate Ceiling - Explained
• Farm Credit System - Explained
• Regulation Y - Explained
• Regulation X - Explained
• Regulation W - Explained
• Regulation V - Explained
• Regulation P - Explained
• Regulation O - Explained
• Federal Direct Loan Program - Explained
• Private Export Funding Corporation - Explained
• Liquidity Coverage Ratio - Explained
• Agreement Corporation - Explained
• Balloon Maturity - Explained
• Bank Rating - Explained
• Bank Reserve - Explained
• Banker's Bank - Explained
• Per Diem Interest - Explained
• PLUS Loan - Explained
• Federal Financial Institutions Examinations Council - Explained
• Federal Housing Finance Agency - Explained
• Blanket Mortgage - Explained
• Beacon Score - Explained
• Basel Accord - Explained
• McFadden Act - Explained
• Lender of Last Resort - Explained
• Lending Facility - Explained
• Revolving Loan Facility - Explained
• Spot Loan - Explained
• Affordable Market Value - Explained
• Combined Loan to Value Ratio - Explained
• Committee on Payment and Settlement Systems - Explained
• Bow Tie Loan - Explained
• Bank Secrecy Act - Explained
• Article XII Company - Explained
• Asian Development Bank - Explained
• Brokered Deposit - Explained
• Credit Card Accountability, Responsibility, and Disclosure Act - Explained
• Annualize - Explained
• Capitalization Ratios - Explained
• Financial Institutions Regulatory Act - Explained
• Correspondent & Respondent Bank - Explained
• Assumable Mortgage - Explained
• Depository Trust & Clearing Corporation - Explained
• Building and Loan Association - Explained
• Bank Investment Contract - Explained
• Schumer Box - Explained
• Expedited Funds Availability Act - Explained
• Federal Advisory Council - Explained
• Parallel Loan - Explained
• Average Daily Balance Method - Explained
• Systematically Important Financial Institution - Explained
• Aval - Explained
• Grandfathered (Banking) Activities - Explained
• FHA 203(k) Loan - Explained
• Mortgage Electronic Registration System (MERS) - Explained
• Regulation BB - Explained
• Applicable Federal Rate (IRS) - Explained
• Fully Amortizing Payment - Explained
• Issuer Identification Number - Explained
• Asian Infrastructure Investment Bank - Explained
• Air Loan - Explained
• Vostro Account - Explained
• All in One Mortgage - Explained
• Behavior-Based Repricing - Explained
• Beige Book - Explained
• Asset-Liability Committee - Explained
• Balance-to-Limit Ratio - Explained
• Bank Lending Survey - Explained
• Banking and Securities Industry Committee - Explained
• Regulation CC - Explained
• Obligation Bond - Explained
• Amortization Period (Loans) - Explained
• Amortization Table (Loan) - Explained
• Average Outstanding Balance - Explained
• Adjusted Balance Method - Explained