Insurance & Risk Management

Legal principles related to insurance and risk management.

• Insurance Law (Intro)
• What is Insurance?
• Duties of an Insurer
• Primary Obligations of an Insured
• General Structure of an Insurance Contract
• Common Legal Disputes over Insurance Agreement
• Requirements for Cancelling an Insurance Contract
• Common Health Insurance Plan Characteristics
• What is an Insurance Contract or Policy?
• What is an Insurable Interest?
• Common Categories of Insurance
• What is Automobile Insurance?
• What is Disability Insurance?
• Characteristics of Life Insurance Policies
• Insurance Policies Relevant to Real Property (Land)
• Common Types of Business Insurance
• Hazard Insurance - Definition
• Forecasting (Business)
• Enterprise Risk Management (ERM) - Definition
• Earned Premium (Insurance) - Definition
• Health Maintenance Organization - Definition
• Capitated Contract (Health Insurance) - Definition
• National Association of Insurance Commissioners - Definition
• Cash Surrender Value - Definition
• Qualified Actuary - Definition
• Actuary - Definition
• Coinsurance Definition
• Cession (Insurance) Definition
• Captive Agent (insurance) - Definition
• Captive Insurance Company - Definition
• Insurance Regulatory Information System - Definition
• Key Person Insurance Definition
• LLoyd's of London - Definition
• Operational Risk - Definition
• Accelerated Benefit - Definition
• Participating Community (Flood Insurance) - Definition
• Liability Risk Retention Act - Definition
• Credit Rating Agency - Definition
• Performance Bond - Definition & Explanation
• Private Passenger Auto Insurance Risk Profile - Definition
• Self-Funded Insurance Plan - Definition
• Underwriter - Definition
• Excess Insurance and Umbrella Insurance Policy - Definition
• Underinsured Motorist Coverage - Definition
• Acceleration Life Insurance - Definition
• Above Ground Risk - Definition
• Burning Cost Ratio - Definition
• Bumbershoot Policy - Definition
• Ambiguity Principle (Insurance) - Definition
• Accelerated Option (Insurance) - Definition
• Basket Retention - Definition
• Bobtail Liability Insurance - Definition
• Bayes' Theorem - Definition
• Absolute Beneficiary - Definition
• Absolute Exclusion - Definition
• Combined Ratio (Insurance) - Definition
• All Risks Clause - Definition
• Jarrow Turnbull Model - Definition
• Objective Probability - Definition
• Incontestability Clause - Definition
• Unconditional Probability - Definition
• Waterfall Concept - Definition
• Omnibus Clause - Definition
• Adjuster - Definition
• Reservation of Rights Letter - Definition
• Contingency - Definition
• Uninsured Motorist Coverage - Definition
• Subrogation - Definition
• Risk Management - Definition
• Children's Health Insurance Program - Definition
• Abandonment Clause - Definition
• Accelerative Endowment - Definition
• Accommodation Line - Definition
• Political Risk - Definition
• Commercial Property Casualty Market Index Survey - Definition
• Cape Cod Method - Definition
• Accidental Means - Definition
• Incurred But Not Reported - Definition
• Antistacking Provisions (Insurance) - Definition
• Professional Risk Manager - Definition
• Claims Adjuster - Definition
• Co-Pay - Definition
• Insurance Underwriter - Definition
• Insurance Premium - Definition
• Cooperation Clause - Definition
• Associate in Insurance Services (AIS) - Definition
• Associate in Loss Control Management - Definition
• Associate in Marine Insurance Management - Definition
• Associate in Personal Insurance - Definition
• Associate in Reinsurance (ARe) - Definition
• Associate in Risk Management - Definition
• Independent Agent (Insurance) - Definition
• Commercial General Liability - Definition
• American Academy of Actuaries - Definition
• American Association of Insurance Services - Definition
• American Council of Life Insurance - Definition
• Associate in Commercial Underwriting - Definition
• Associate in Insurance Accounting and Finance - Definition
• Collateral Source Rule - Definition
• Associate in Surplus Lines Insurance - Definition
• American Insurance Association - Definition
• Asset Protection - Definition
• Capitated Contract - Definition
• Charitable Gift Life Insurance - Definition
• Annuitization - Definition
• Scenario Analysis - Definition
• Own-Occupation Policy - Definition
• Financial Risk Manager - Definition
• American Risk and Insurance Association - Definition
• Capital at Risk - Definition
• Affidavit of Loss - Definition
• Clean Sheeting - Definition
• Business Interruption Insurance - Definition
• Chartered Insurance Professional - Definition
• Chartered Life Underwriter - Definition
• Chartered Property Casualty Underwriter - Definition
• Commercial Blanket Bond - Definition
• Alternative Risk Transfer Market - Definition
• Assigned Risk - Definition
• Credit Disability Insurance - Definition
• Point of Service Plan - Definition
• Anti-Indemnity Statute - Definition
• Assumed Interest Rate - Definition
• Business Recovery Risk - Definition
• Barra Risk Factor Analysis - Definition
• Insurance Considerations for Business
• FAIR Plan (Insurance) - Definition
• FICO Score - Definition