What is a Market Analysis? A market analysis examines the potential market for a business's products or services to identify the characteristics.  What should be included in a Market Analysis? The following should be included in a market analysis:  Characteristics of potential customers (segmentation), Number of potential customers (market size), Le...

What is a Stock Swap? This is the exchange of one equity-basedasset (shares of stock in a company) for those of another company. Generally, this is used when two companies merge and one is assumed into the other. The companies swap stock as a method of combining ownership of the companies. This is a complicated process, as it requires the accurate v...

What is the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994? State-chartered banks were initially governed by lenient laws that made these banks operate in relaxed modes which was void of competition. In 1994, the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 [IBBEA] was passed and this act awaken the relaxe...

How do Entrepreneurs Come Up With Business Ideas ? Innovation is the Introduction of Something New. The something that is introduced can be an idea, method, or device.  Too often people associate innovation with technological inventions. On the contrary, innovation is most common in the form of innovative new services, whether technical or no.  Ther...

What are Income Payments? Income payments on assets, as the name implies, is income resulting from ownership of assets - including, interest, dividends, rents, royalties, etc.  The third component of the current account balance, labeled “income payments,” refers to money that U.S. financial investors received on their foreign investments (money flow...

What is the Equilibrium Point for Aggregate Supply and Demand?  The intersection of the aggregate supply and aggregate demand curves shows the equilibrium level of real GDP and the equilibrium price level in the economy. At a relatively low price level for output, firms have little incentive to produce, although consumers would be willing to purchas...

What is the National Association of Insurance Commissioners? The National Association of Insurance Commissioners (NAIC) is an organization created and governed by the chief insurance regulators from across the 50 states, the District of Columbia and five U.S. territories. The organization is responsible for protecting the interest of the consumers o...

What is a Certified Investment Management Specialist? The Institute for Investment Management Consultants issues the Certified Investment Management Specialist (CIMS) as a professional designation to qualified individuals who are investment managers. CIMS is issued to candidates who undergo a course study with the institute, pass the exam and have t...

What is Sustainability in Marketing? Sustainability is simply the effort to reduce the negative impact on the environment. It involves the use resources in the process of making and distributing our products.  What is the Triple Bottom Line?  One framework of sustainability is called the triple bottom line. This framework focuses on three main thing...

What is employment discrimination? Employment discrimination is a specific area of employment law that is based upon fundamental rights granted or protections afforded under the US Constitution. Employment discrimination laws prohibit certain types of discrimination by employers against employees or prospective employees based upon their protected c...