Discounted Cash Flow – Explained

by TheBusinessProfessor | Feb 23, 2025 | Business Finance, Personal Finance, and Valuation Principles

What is a Discounted Cash Flow?Discounted cash flow (DCF) is one of the most important methods used for evaluating the value of a company, project or asset based on future cash flows. It estimates the value of all future cash flows and then discounts them to find a...

Discount Rate (Bank Rate and Cash Flow) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Business Finance, Personal Finance, and Valuation Principles

What is a Discount Rate?The term discount rate refers to two very discreet concepts in finance. First, the discount rate refers to the interest rate paid by the commercial banks and other depository financial houses against a loan received from the regional Federal...

Digital Divide – Explained

by TheBusinessProfessor | Feb 23, 2025 | Business Communications & Negotiation

What is the Digital Divide?Digital Divide is the social and economic inequality in terms of accessibility of Information and Communication Technologies. Those on the disadvantaged side of the divide lack access to the internet, thus missing out on all of the...

Derivative Securities – Explained

by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets

What are Derivative Securities?A derivative security is a financial contract between two parties for buying or selling a property, assets, commodity, or other security at a predetermined price within a specific time period. Generally, a derivative security is a...

Department for International Development (UK) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Global Business, International Law & Relations

What is the Department for International Development (DFID)?The Department of International Development (DFID) is a department of the UK government working towards alleviating world poverty and promoting sustainable development. They address the issues affecting the...

Demurrage (Shipping and Currency) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Operations, Project, & Supply Chain Management

What is Demurrage?Demurrage is the charges paid by the charter to the vessel owner when there is a delay in the operation of loading or unloading the vessel. It is a penalty, charged for the delay or any other violation of the agreement signed between the two...

Deming or PDCA Cycle – Explained

by TheBusinessProfessor | Feb 23, 2025 | Operations, Project, & Supply Chain Management

What is the Deming Cycle or PDCA Cycle?Deming cycle is a four-step strategy for solving problems and improving business processes. It is an interactive process involving Plan-Do-Check-Act. It is also called the PDCA cycle.What are the Steps of Deming or PDCA Cycle?The...

Delivered Duty Paid (DDP) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Operations, Project, & Supply Chain Management

What is Delivered Duty Paid (Incoterm)?Delivery duty paid is a contract term. It means the seller of a good is responsible for bearing all the costs involved in delivering the good to an agreed upon destination. This ensures the seller would pay for all the expenses...

Deferred Payment – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is a Deferred Payment?How Does a Deferred Payment Work? What is a Deferred Payment?In a deferred payment situation, one is allowed to start making the required payments after a fixed period of time agreed to by both the creditor and the...

Debtor Nation – Explained

by TheBusinessProfessor | Feb 23, 2025 | Economic Analysis & Monetary Policy

What is a Debtor Nation?A debtor nation is a nation that owes more to the other countries than its total investments in other countries. In other words, it is a country with a cumulative balance of payment deficit. Example of a Debtor Nation?The USA is considered to...