House Price Index – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is a House Price Index?How Does the House Price Index Work?House Price Index, Fannie Mae, and Freddie MacHouse Price Index and Other Economic Indicators What is a House Price Index?The House Price Index or HPI is a quarterly index that...

Home Equity Conversion Mortgage – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is a Home Equity Conversion Mortgage?How Does a Home Equity Conversion Mortgage Work?Eligibility Criteria for an HECM What is a Home Equity Conversion Mortgage?A home equity conversion mortgage (HECM), also known as a Reverse Annuity...

Hersey Blanchard Model – Explained

by TheBusinessProfessor | Feb 23, 2025 | Management, Leadership, & Organizational Behavior

What is the Hersey-Blanchard Model?The Hersey-Blanchard model, also known as the Hersey-Blanchard Situational Leadership Theory, is a theory that advocates the existence of more than one optimum style of leadership. The model also addresses the relationship between...

Harmonized Tariff Schedule – Explained

by TheBusinessProfessor | Feb 23, 2025 | Global Business, International Law & Relations

What is the Harmonized Tariff Schedule?HTS Codes, also known as the Harmonized Commodity Description and Coding System, or HS Codes, or simply the Harmonized System, is a system for classifying products that are shipped or traded internationally. The system is largely...

Harmonized Index of Consumer Prices – Explained

by TheBusinessProfessor | Feb 23, 2025 | Economic Analysis & Monetary Policy

What is the Harmonized Index of Consumer Prices?The Harmonized Index of Consumer Prices (HICP) is an index used by the European Central Bank to measure inflation by measuring the prices of common household commodities across the European Union.Who Created the...

Hyperinflation (Economics) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Economic Analysis & Monetary Policy

What is Hyperinflation?Hyperinflation is exceptionally fast or unmanageable increase in prices (inflation) within an economy. Statistically, hyperinflation occurs when a country’s inflation rate exceeds 50 percent over the period of a month.What Causes...

Hurdle Rate (Finance) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets

What is a Hurdle Rate?A hurdle rate, also called a break-even yield is the minimum acceptable rate of return on investment (ROI) that is mandated by an investor or a fund manager as a form of compensation for the risks undertaken because of making that investment. As...

High Water Mark (Investment) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets

Update Table of Contents What is the High-Water Mark in an Investment?How is the High-Water Mark for an Investment Used?High-Water Mark in PracticeValue of a High-Water MarkHigh-Water Marks and the “Free Ride” What is the High-Water Mark in an Investment?A...

Hedge (Investment) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets

What is a Hedge?A hedge  means using a financial transaction to protect yourself against a risk from one of your investments (in this case, currency risk from the contract). What is a Hedge in Exchange Rates?Specifically, you can sign a financial contract and pay a...

Horizontal Integration – Explained

by TheBusinessProfessor | Feb 23, 2025 | Strategy, Entrepreneurship, & Innovation

What is Horizontal Integration?In the simplest terms, horizontal integration is the process of procurement of a commercial entity that has been functioning at a similar echelon. The entity may belong to a similar or a different industry. Unlike vertical integration,...