Reverse Mortgage – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is a Reverse Mortgage?How Does a Reverse Mortgage Work?Eligibility Criteria for Reverse MortgageTypes of Properties Eligible for Reverse MortgagesReverse Mortgages and InheritanceReceiving Reverse Mortgage Loan Funds  What is a Reverse...

Back-end Ratio – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is a Back-End Ratio?How Does a Back-End Ratio Work? What is a Back-End Ratio?The debt-to-income ratio, is also known as the back-end ratio is indicative of how much of a persons income monthly paid toward outstanding debts. Expenses such...

Burn Rate (Finance) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Business Finance, Personal Finance, and Valuation Principles

What is a Burn Rate?Venture capital is spent by a new company for overhead finance prior to the generation of its operations positive cash flow is described as burn rate. This is the measurement of negative cash flow. Cash spent monthly is how burn rate is typically...

Burnout (Mortgage Backed Securities) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets

What is a Burnout?Despite lowering interest rates, mortgage-backed security (MBS) pre-payment rates slow down over time and this is described as Burnout. Mortgage holders have an incentive to refinance when the interest rates drop on the substratal MBS. When refinance...

Strategic Investor or Acquirer- Explained

by TheBusinessProfessor | Feb 23, 2025 | Strategy, Entrepreneurship, & Innovation

What is a Strategic Investor?Individual investors or firms who invest with the goal of acquiring strategic advantages rather than simply financial returns are called Strategic Investors. For e.g., investing in a new product or idea to have more of a say in its later...

Niche Market Strategy – Explained

by TheBusinessProfessor | Feb 23, 2025 | Strategy, Entrepreneurship, & Innovation

What is a Niche Market Strategy?A niche market caters to the specialized needs of a select segment of the market. It offers products or services in an industry vertical that is oft neglected. The strategic advantage of establishing a niche market include: It...

Forex – Explained

by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets

Back to:INVESTMENTS & TRADING Forex   Academic Research on Foreign Exchange What prompts Japan to intervene in theForex market? A new approach to a reaction function, Ito, T., & Yabu, T. (2007). Journal of International Money and Finance,26(2), 193-212. This...

Financial Ratio Analysis – Explained

by TheBusinessProfessor | Feb 23, 2025 | Business Finance, Personal Finance, and Valuation Principles

Back to:BUSINESS & PERSONAL FINANCE Financial Ratio Analysis   Academic Research on Financial Ratio Analysis An empirical test offinancial ratio analysisfor small business failure prediction, Edmister, R. O. (1972). Journal of Financial and Quantitative...

Form 1099 – Explained

by TheBusinessProfessor | Feb 23, 2025 | Business Taxation

Fixed Income (Adjective) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets

Back to:INVESTMENTS & TRADING fixed income   Academic Research on Fixed Income Securities Fixed-incomesecurities, Martellini, L., Priaulet, P., & Priaulet, S. (2003). Risk Management and. Do bonds span thefixed incomemarkets? Theory and evidence for unspanned...