Bond Discount – Explained

by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets

What is a Bond Discount?Bond discount refers to the amount by which a bond market’s price is lesser than the principal amount ready at maturity. This amount, known as a par value or face value, is usually $1,000.How Does a Bond Discount Work?A bonds primary...

Boiler Room (Securities Trading) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets

What is a Boiler Room?This refers to an operation or place where high-pressure sellers utilize banks of phones for contacting lists of likely investors (referred to as “sucker lists”) so as to peddle fraudulent and speculative securities. As a result of...

Blanket Mortgage – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is a Blanket Mortgage?How Does a Blanket Mortgage Work?Various Ways of Using Blanket Mortgages What is a Blanket Mortgage?The blanket mortgage refers to a mortgage that covers either two real estate pieces or more of them. As collateral...

Billing Cycle – Explained

by TheBusinessProfessor | Feb 23, 2025 | Managerial & Financial Accounting & Reporting

What is a Billing Cycle?The billing cycle refers to the time interval from the end date of a billing statement or invoice statement up until the next one for goods or services provided by a company on a constant basis. Most times, billing cycles are set monthly but...

Carriage Paid To – Explained

by TheBusinessProfessor | Feb 23, 2025 | Operations, Project, & Supply Chain Management

What is Carriage Paid To (CPT)?CPT is one of the eleven standard foreign trade terms which the International Chamber of Commerce publishes. In a Carriage Paid To transaction, goods are delivered by the seller to the carrier or any other individual the seller chooses....

Carriage and Insurance Paid – Explained

by TheBusinessProfessor | Feb 23, 2025 | Operations, Project, & Supply Chain Management

What is Carriage and Insurance Paid (CIP)?According to a Carriage and Insurance Paid agreement, a seller must buy insurance for the risk which the buyer bears for losing or damaging the goods during foreign transport. CIP refers to an Incoterm wherein a seller...

Federal Housing Finance Agency – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is the Federal Housing Finance Agency?How Does the Federal Housing Finance Agency Work?Federal Housing Finance Agency and Secondary Markets What is the Federal Housing Finance Agency?The Federal Housing Finance Agency is created under the...

Federal Financial Institutions Examinations Council – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is the Federal Financial Institutions Examination Council?What Does the Federal Financial Institutions Examination Council Do?The FFIEC and Real Estate What is the Federal Financial Institutions Examination Council?The Federal Financial...

Poison Put – Explained

by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets

What is a Poison Put?A poison put is a defensive strategy deployed by a company to prevent a takeover. The target company offers bonds to investors, these bonds can be redeemed before its maturity date. This is done so as to make the company expensive or difficult to...

PLUS Loan – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is a PLUS Loan?How Does a PLUS Loan Work? What is a PLUS Loan?A PLUS Loan is a student loan offered to professional students, graduate and guardian or parents of dependent students who are enrolled in institutions for post-secondary...