by TheBusinessProfessor | Feb 23, 2025 | Management, Leadership, & Organizational Behavior
What is Business Process Management?Process management is the coordination of activities and processes within an organization. Managers organize and schedule these activities in accordance with the organizational structure and assign them to individuals or work...
by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry
Update Table of Contents What is Regulation CC?How Does Regulation CC Work? What is Regulation CC?Regulation CC is a regulation promulgated by the US Federal Reserve Bank. The purpose of the regulation is to implement the Expedited Funds Availability Actof 1987, which...
by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry
Update Table of Contents What is a Banking And Securities Industry Committee?How Does the Banking And Securities Industry Committee Work? What is a Banking And Securities Industry Committee?The Banking and Securities Industry Committee (BASIC) was established in 1970...
by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry
Update Table of Contents What is a Bank Lending Survey?How Does a Bank Lending Survey Work? What is a Bank Lending Survey?A bank lending survey is a questionnaire circulated by the Central Bank to obtain information about the lending environment and also provide...
by TheBusinessProfessor | Feb 23, 2025 | Investments, Trading, and Financial Markets
What is a Balanced Investment Strategy?A balanced investment strategy seeks to balance the risk and return of a portfolio by investing an equal amount of money on high-risk and low-risk securities. The ideology behind this portfolio allocation strategy is that while...
by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry
Update Table of Contents What is a Balance-To-Limit Ratio?How Does a Balance-To-Limit Ratio Work? What is a Balance-To-Limit Ratio?A Balance-to-limit ratio is a ratio used in the calculation of the credit scores of borrowers. This ratio compares the amount of credit...
by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry
Update Table of Contents What is an Asset-Liability Committee?What Does an Asset-Liability Committee Do?Liquidity Policy GuidelinesExample of Asset-Liability Committee What is an Asset-Liability Committee?An asset-liability committee (ALCO) is a committee that handles...
by TheBusinessProfessor | Feb 23, 2025 | Business Finance, Personal Finance, and Valuation Principles
What is an Asset Valuation Reserve?An asset valuation reserve (AVR) refers to the capital or financial resources kept aside by a company to cover unforeseen financial crises or unexpected debts. The asset valuation reserve is one of the required capital that companies...
by TheBusinessProfessor | Feb 23, 2025 | Managerial & Financial Accounting & Reporting
What is the Berry Ratio?The Berry ratio is the ratio of the gross profit of a company to the operating expenses. This ratio compares the gross profit of a company to the operating expenses at a given period. The formula for calculating the Berry ratio is: Berry ratio...
by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry
Update Table of Contents What is the Beige Book?How Does the Beige Book Work? What is the Beige Book?The Beige Book is an informal name for a report published by the Federal Reserve on economic conditions. The official name for the Beige book is the “Summary of...
