Article XII Company – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is an Article XII Company?How Does an Article XII Company Work?History of Article XII CompaniesArticle XII Companies Today What is an Article XII Company?Article XII Company refers to an investment company that is responsible for...

Asian Development Bank – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is the Asian Development Bank?What Does the Asian Development Bank Do?Shareholders of the Asian Development Bank What is the Asian Development Bank?The Asian Development Bank was founded on 19 December 1966, with the aim of fostering...

Bank Secrecy Act – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is the Bank Secrecy Act?How Does the Bank Secrecy Act Work?Ways the Bank Secrecy Act Is Applied What is the Bank Secrecy Act?The Bank Secrecy Act (BSA), which was passed in 1970, and is sometimes referred to as the Currency and Foreign...

Bow Tie Loan – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is a Bow-Tie Loan?How Does a Bowtie Loan Work?Bow Tie Loans and Negative Amortization What is a Bow-Tie Loan?Bow-tie loans are primarily short term variable rate loans. Bow-tie loan is issued with a predetermined interest rate. It delays...

Combined Loan to Value Ratio – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is the Combined Loan-to-Value (CLTV) Ratio?How is a Combined Loan-to-Value (CLTV) Ratio Used?How to Calculate the Combined Loan-to-Value (CLTV) RatioWhat Does the Combined Loan-to-Value (CLTV) Ratio Tell You?The Difference Between...

Committee on Payment and Settlement Systems – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is the Committee On Payment And Settlement Systems?How Does the Committee On Payment And Settlement Systems Work?History of the CPMIFunctions of the CPMI What is the Committee On Payment And Settlement Systems?The Committee on Payments...