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Money Market Deposit Account – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Back to:BANKING, LENDING, & CREDIT INDUSTRY Money Market Deposit Account: The price-concentration relationship in banking, Berger, A. N., & Hannan, T. H. (1989). The Review of Economics and Statistics, 291-299. The commonly observed positive correlation...

London Interbank Offer Rate (LIBOR) – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is the London Interbank Offer Rate?How Does LIBOR Work? What is the London Interbank Offer Rate?LIBOR is the acronym or short form of London Interbank Offer Rate. This refers to the international reference rate for unsecured borrowing...

Nominal Interest Rate – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Back to:BANKING, LENDING, & CREDIT INDUSTRY Nominal interest rate     Financial panics, the seasonality of thenominal interest rate, and the founding of the Fed, Miron, J. A. (1986). The American Economic Review,76(1), 125-140. In 1914, after the Fed was founded,...

Right of Offset – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is the Right of Offset?How Does the Right of Offset Work?What Can You Do To Avoid Being A Victim of Set-Off Rights? How to Get a Refund on Offset Funds?  What is the Right of Offset?A financial Institutions contractual right to withdraw...

Riegle Neal Interstate Banking Act – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994?What is the Expansion of the Community Reinvestment Act?Effect  What is the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994?State-chartered...

Peer to Peer Lending – Explained

by TheBusinessProfessor | Feb 23, 2025 | Banking, Lending, and Credit Industry

Update Table of Contents What is Peer-To-Peer Lending?How Does Peer-To-Peer Lending Work?List of peer-to-peer lending sponsors What is Peer-To-Peer Lending?Peer to peer lending is a way of financing debt that allows lenders and borrowers transact without using an...
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