Consumer Protection Law Course Consumer Protection Law (Intro) What is “consumer protection law”? What major federal laws protect consumers? Regulatory Agencies – Overview What is the “Federal Trade Commission”? What are the enforcement procedures of the FTC? What penalties exist for violating FTC regulations? What commercial practices does the FTC prohibit? What is the “Consumer Financial Protection Act”? What is the “Equal Credit Opportunity Act”? What is the “Fair Credit Reporting Act”? Users of Information? Reporting Agencies? Furnishers of Information? Enforcement? What is the “Truth in Lending Act”? What is the “Fair Debt Collection Practices Act”? What is the “Fair Credit Billing Act”? What is the “Electronic Funds Transfer Act”? What is the “Consumer Product Safety Act”? What “labeling laws” apply to consumer products? What is the “Federal Food, Drug, and Cosmetic Act”? What is the “Magnuson-Moss Warranty Act”? What is the “Privacy Act of 1974” (Privacy Act)? What is the “Right to Financial Privacy Act of 1978” (RFPA)? What is the “Electronic Communication Privacy Act of 1986” (ECPA)? What is the “Children’s Online Privacy Protection Act of 1986” (COPPA)? What role do states play in Consumer Protection?